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A successful and fulfilling retirement will require a comprehensive approach to financial and life preparation.

Spectrum Planning Group operates with the highest standards of objectivity, professionalism and integrity and by providing advice that put clients' interest first.

Our goal is to protect you, your family, and your belongings. Whether you're a homeowner or renter, personal property, liability and structure coverages are key to your security. We will provide you with a comprehensive outline and presentation to explain the different coverages. We will guide you to make the right choices based on your individual needs.

Income Planning
  • Predictable, Sustainable Income

  • Income Withdrawal Strategies

  • Sustainable Withdrawal Rate

  • Inflation Protected Income

  • Not Outliving Income

  • Distributions From IRAs

  • Tax-Free Income

  • Tax-Preferred Income

  • Survivor Income Plan

  • Controlled Spend-down Strategies

Long Term Care Planning

The cost of long term services often exceeds what the average person can pay from income and other resources.

By planning, you may be able to save your assets and income for uses other than long term care, including preserving the quality of life for your spouse or other loved ones. Planning can help to avoid emotional and financial stress on you and your family.

  • Home Health Care

  • Homemaker Services

  • Family Care Giving

  • Independent Living

  • Assisted Living

  • Nursing Care

  • Medicare

  • Medicaid / VA Benefits

Asset Management Services